Adding Teen Car Insurance to Your Oregon Car Insurance Quote is Expensive
Is it almost time for you to get new Oregon auto insurance quotes and add your teen to the policy? You may be in for quite a rude awakening. You could 
easily see that your OR auto insurance quote jumps 50% and as much as 100% from where it currently is. That’s a huge amount to shell out over a year. There are both reasons for that as well as steps you can take to cut down on the shock of adding a teen driver when you get your Oregon auto insurance quote.
The primary reasons that you’ll see this bump in your OR insurance quote is because vehicle crashes are the leading cause of death among those aged 15-20 years old. And insurance companies simply hate risk and paying out for accidents of this type. So they raise the rates to cover their exposure. Smart business move for them, expensive budget item for you. And quite simply, kids that age are not very good drivers, talk on cells and even more stupid, text while driving and look at friends in the car with them. Is it any wonder that they have more accidents?
Studies have shown two points to be aware of with teen drivers. First, they have a greater risk of accidents late in the day or at night. That’s one of the reasons for changes in when teens are now allowed to drive in many states. Secondly, they are far more likely to have accidents if there are friends in the car.
So, are there any options for you if you are looking for a Oregon auto insurance quote. Actually there are a few things that you can do. The more of these that you do the better chance of getting a more affordable Oregon car insurance quote this time around. First of all, you need to shop online for several OR auto insurance quotes. That will allow you see the range of pricing from several different companies. You will be better able to compare them and find one that will fit your budget. It will only take a few minutes to fill in the form and submit it and have back several quotes to review.
Students that get good grades are also eligible for a Good Student discount. Most insurance companies require a GPA of B or better to be eligible for this discount. If your student qualifies, it’s definitely worth looking into.
Another option that many people don’t know about is adding electronic devices to cars that monitor a teen’s driving and send alerts to parents. The insurance companies are subsidizing the cost of adding these devices and are also offering discounts for the families that get their insurance through them as well. When you are looking for a Oregon car insurance quote, this might be something that you want to explore.
Finally, there are also online courses that are available to both parents and children on driving safety. If both take the course, you are eligible for getting a discount on your Oregon auto insurance quote as well. Who know, maybe both of you will learn something from it?
While it’s not going to ever be cheap to get an Oregon auto insurance quote that includes a teen, there are ways to lower the cost substantially. If you take a few minutes to see what options you have when you are getting quotes, you might be able to reduce your costs. And then just pray that your teen grows older quickly!
Get an Affordable Oregon Auto Insurance Quote Today!
